Why Down Books

This year my husband and I are making a resolution to get out of debt. The first step in this process was of course to budget accordingly.

The second was to earn more income to pay off tens of thousands of dollars in escalated debt. We both work full-time and getting a second job sounded exhausting.

Instead, I am going to work part-time selling items on eBay. I know many people do it full-time, using a dropship service to supply products. My husband bought me eBay Business All-in-One Desk Reference for Dummies for Christmas so I can immediately get started on my new business. I can’t wait for my new business to get started and to be completely debt-free!

After reading a few finance books, such as Young, Fabulous and Broke by Suze Orman and Personal Finance for Dummies, 5th edition, I decided to live debt-free and start investing my money. With some encouragement, I convinced my husband to penny-pinch enough to work for an early mortgage payoff.

With our mortgage completely paid off, we are debt free and investing our money in other areas. At this rate, we hope to retire before we reach 50!

Over the last year my husband and I have been trying to get out of debt. Since food expenses take up a large portion of our income (such as eating out), we’ve been looking for ways to eat healthy at home for less money. We found the answer in Dining on a Dime Cookbook. It provided easy recipes that worked for the frugal family. They tasted great and cost less. The book also includes lots of great tips for saving money in other areas of the household, such as cleaning supplies and organizing.

Now that we are saving money in other areas of our life, we have extra money to put towards paying off credit cards and our mortgage. The experts at United First Financial have helped us put together a plan to get out of debt. You’d be amazed at what you can save with a little planning and some help from others.

After a short time of selling products on eBay, I decided to pursue it full-time. I talked to some other sellers to get some ideas how I could increase my profits from a side income to a full-time income. I had several people suggest that I sell a dropship product.

It sounded simple enough. After browsing a dropshipper’s products, I could choose the retail mark-up and list the product on my auction site. As soon as a consumer bought the product, I ordered it from the dropshipper and they took care of the shipping. It would save me time by not having to deal with shipping or returns.

Being a cautious person, I decided to further investigate how beneficial dropshipping would be for my business, if it was the most cost-efficient way of ordering products. I picked up the book Ebay Inventory the Smart Way, which was a simple guide to sourcing products and making money online. I decided to try using a dropshipper, and now I make a full-time income that was better than my previous job by selling on eBay. Dropshipping has made my life easier and I love the flexible schedule being an eBay seller gives me.

My husband and I have been reading tons of books lately on how to pay off a mortgage early.  Since debt-free living has been one of marital goals since day one, paying off our mortgage would be the last major debt we have before we have complete financial freedom.

During our research we came across the Money Merge Account (offered by a financial solutions company, UFirst); it is an early mortgage payoff program that enables homeowners to pay off their mortgage in as little as eight to ten years.  While I have not come across any actual books regarding the Money Merge Account, the company that created it, UFirst, has a comprehensive and inclusive website that discloses everything one needs to know about the Money Merge Account and if the program is a good fit for you and your situation.

I have been buying items on eBay for a while, but decided to try my hand at selling items only a short time ago. Since I was slightly clueless about how to make the best profits on auctions, I found a great book to educate me and start making money. I skimmed through several books, but my favorite was Three Weeks to eBay Profits: Go from Beginner to Successful Seller in Less than a Month.

It was the perfect book to get my auctions up and running quickly. Some of the other books I read were very generalized, but this book went deep into the details of eBay. It provided tips on equipment and tools, power moves, and even trade secrets that experienced, full-time eBay sellers use. It was easy to understand and walked through each step, which is perfect if you are an eBay beginner like me!

I particularly liked that it addressed several ways to find and sell products, such as through drop shipping companies. If you want to use drop shipping, I would recommend this Doba review and reading the previous post on drop shipping.